BANKING
Banks are institutions that take care of the money of individuals and corporate. Banks pay interest on the deposited money, provide loans to people for business or personal use. They also offer a wide range of services like exchange of foreign currency, giving advise related to investment and insurance and acting as trustees.
There is a tremendous competition in the banking sector to come up with innovative and customer friendly schemes.
PERSONALITY:
A good banker is a person who has a well-organized mind with an eye for detail. It helps in maintenance of records accurately and neatly. The person should have a mathematical aptitude. Employees joining as officers should be able to lead, motivate and manage the bank staff. Good verbal and written communication skills help in effective interaction with the clients as well as the staff. Integrity and honesty play a major role in all dealings related to money, staff and clients. A person responsible for foreign exchange transactions needs to have a sharp, quick and analytical mind.
ENTRY LEVEL INFORMATION
Candidates get recruited at 2 levels in the banks - clerical level and officer level. The procedure of selection varies with nationalized and international banks.
The office cadre examination has 2 parts - objective and subjective.
i.Written Test - The test of reasoning judges the analytical and problem solving skills of the candidate.
ii.Interviews - Selection in the interview is based on the knowledge of the subject of study, personality and awareness.
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